To save or not

In a marriage, it is quite often the case that there will be one partner who believes in saving, while the other feels it is best to enjoy what they earn and live for the day. While both options can have advantages, it is best if there is at least a small amount put aside as savings, in case of any emergency or a future requirement. If a couple plans to buy a house,  or take a lavish holiday or even if there is a medical emergency, there needs to be something saved up. Discuss and come to an agreement on the amount of savings desired and put aside an amount every month. Another bone of contention is often how to save – invest in property or mutual funds? FD or gold? It might be good idea to split the investments for mutual comfort too.